RHB Easy-Pinjaman Ekspres

RHB Bank Berhad

Financing Amount: RM2000 – RM150000
Financing Tenure: 1 to 5 Years
Interest Rate : 8.18% p.a – 14.52% p.a
Loan Features: Conventional, Fast Approval, Low Income, Unsecured
Employment: Private Sector Employee, Self Employed
Minimum Yearly Income: RM18000
Age Eligibility: 21 to 55 Years Old
Debt Consolidation: No
RHB Easy Pinjaman Ekspres

RHB Easy-Pinjaman Ekspres by RHB Bank Berhad is one of the most popular personal financing plans in Malaysia. What makes this personal loan popular is the fast approval duration. You can get your RHB Easy result within 24 hours after you submit your application. RHB Easy-Pinjaman Ekspres is available for private sector employee and self-employed individual. The financing amount starts from RM2,000 to RM150,000 with financing tenure from 1 year to 5 years. As RHB Easy is a conventional loan, the flexible rate varies between 8.18% to 14.52% per annum (p.a)

RHB Easy-Pinjaman Ekspres Features

Some of the attractive features of RHB Easy-Pinjaman Ekspres by RHB Bank Berhad.

  • Flexible financing amount
    Financing amount starts from RM2,000 up to RM150,000.
  • Flexible financing tenure
    Financing tenure for RHB Easy-Pinjaman Ekspres is 1 year to 5 years.
  • Variable profit rates
    RHB Easy-Pinjaman Ekspres offers variable profit rate from 8.18% to 14.52% p.a.
  • 24 hours approval duration
    Approval duration only takes 24 hours after submission.
  • No processing fee
    RHB Easy-Pinjaman Ekspres does not have any processing fee. However, there is a 0.5% stamp duty fee deducted from the loan amount.
  • Early settlement charges
    There is RM200 penalty if you decide for settlement within the first 6 months from loan approval date.

Requirements & Eligibility

Below are the requirements to apply for RHB Easy-Pinjaman Ekspres.

General requirements

  • Malaysian PR
  • Age between 21 and 55 years old.
  • Minimum monthly income is RM1,500, or minimum annual income is RM18,000.
  • Not blacklisted by AEON or any other banks in Malaysia.
  • Not under Special Attention Account (SAA) – Pemerhatian Khas.
  • Not under the Debt Management Programme by AKPK.

For private employee

  • Have been working for more than 6 months with the employee.
  • Able to provide 6 months or more EPF statement.

For self-employed

  • Registered business with Suruhanjaya Syarikat Malaysia (SSM) for more than 1 year.
  • Registered bank’s current account.

Not eligible to apply?

If you didn't meet the requirements to apply, you can use our "Check Eligibity Form" to find the best personal financing plan for you.

Documents Needed

Since RHB Easy-Pinjaman Ekspres are offered to private sector employee and self-employed individuals – document varies according to employment.

Private Sector Employee

  1. Copy of NRIC (front and back).
  2. Latest 3 months salary slips.
  3. Latest 3 months bank account statement (salary credited).
  4. Latest 6 months EPF(KWSP) statement.


  1. Copy of NRIC (front and back).
  2. Business Registration Certificate.
  3. Latest 6 months current account statements
  4. Latest BE Form/BE e-Form with valid tax payment receipt.

Documents required to apply for RHB Easy-Pinjaman Ekspres is standard as with other personal financings in Malaysia.

Repayment Schedule/Table

We are still updating the installment/repayment table for RHB Easy-Pinjaman Ekspres. Sorry for the inconvenience.

Charges & Fees

As have been stated earlier, RHB does not impose any processing fee for RHB Easy-Pinjaman Ekspres. However, there will be a stamp duty fee of 0.5% upon loan disbursement.

The early termination fee is RM200 only if you decide for settlement within the first 6 months from approval date.

How to Apply


Before applying, make sure you have read the Requirements & Eligibility section above. There's no point in applying if you are not eligible to apply for this loan.

You can apply for RHB Easy-Pinjaman Ekspres by visiting any of RHB Bank Berhad branch.

You can also apply online from the comfort of your home or office using RinggitPlus service. It’s free and in some cases you will get quicker result with higher approval rate. Read more below.

Apply RHB Easy-Pinjaman Ekspres with RinggitPlus

Do you know you can apply RHB Easy-Pinjaman Ekspres through RinggitPlus? The process is 100% online without you having to leave your office or home.

Just submit your name, phone number and RinggitPlus will call you within 24 hours and guide you step by step through the application process. And their service are 100% Free of Charge.

If you would like a hassle-free RHB Easy-Pinjaman Ekspres application, give RinggitPlus a try. Click APPLY NOW button and apply for RHB Easy-Pinjaman Ekspres through RinggitPlus right now.

You will be redirected to RinggitPlus website. On the website, click Apply Now to proceed with your application.

RHB Easy-Pinjaman Ekspres Review

With loan approval duration within 24 hours, it is no wonder that RHB Easy-Pinjaman Ekspres is a popular personal loan in Malaysia. The zero-processing fee and availability for private and government employees, and self-employed individuals – making this personal financing one of the most sought-after personal loan in our country. However, there is some downside to RHB Easy-Pinjaman Ekspres. The early termination fee is quite high if you decide to settle your loan within the first 6 months. There is also age limitation with a maximum age of only 55 years old. Most banks allow maximum age up to 60 years for eligibility. However, the advantages of RHB Easy-Pinjaman Ekspres outweigh the disadvantages. RHB Easy is suitable for those looking for a quick cash without any hassle.

RHB Easy Pinjaman Ekspres


  • 24 hours of loan approval.
  • No processing fees.
  • Low salary requirement.
  • Available to private sector employee, and self-employed individual.


  • High early termination fees.
  • Maximum age eligibility is only 55 years old.
  • The maximum amount is only RM150,000.
  • Maximum financing tenure is only 5 years.

Our Rating


Out of 5

Frequently Ask Questions on RHB Easy-Pinjaman Ekspres

Below are some of the frequently ask question regarding RHB Easy-Pinjaman Ekspres

What is RHB Easy-Pinjaman Ekspres?

RHB Easy-Pinjaman Ekspres a Conventional Personal Financing plan from RHB Bank Berhad.

Who can apply for RHB Easy-Pinjaman Ekspres?

RHB Easy-Pinjaman Ekspres is offered to Malaysian Citizen aged between 21 and 55, working in the Private Sector, Self Employed with a minimum annual income of RM18000. Please refer to the “Requirements and Eligibility section” for the complete requirements.

How much can I borrow from RHB Easy-Pinjaman Ekspres?

You can borrow from RM2000 up to RM150000. However, final approval amount will depends on several factor such as your income, credit score, etc.

How long is the financing tenure?

RHB Easy-Pinjaman Ekspres offer a financing tenure from 1 to 5 years. However, maximum financing tenure will depends on RHB Bank Berhad final decision.

How can I apply for RHB Easy-Pinjaman Ekspres?

Please refer to the “How to Apply Section” above.

How long do I have to wait for result?

Usually you will get your RHB Easy-Pinjaman Ekspres application’s result in 24 hours after you have submitted the required documents.

How much do I have to pay every month?

Please refer to the “Loan Repayment Schedule” above.

Can I apply RHB Easy-Pinjaman Ekspres for Debt Consolidation?

No, this loan is not available for debt consolidation.

Can I apply if I am blacklisted in my CTOS report?

Sorry, you can’t apply for RHB Easy-Pinjaman Ekspres if you are blacklisted in your CTOS report. However, if you are blacklisted by non-financial institution such as telecommunication companies, easy payment scheme, etc, you are eligible to apply.

Can I apply if I have a bad credit score in my CCRIS report?

Sorry, you are not eligible to apply for RHB Easy-Pinjaman Ekspres if you have outstanding credit in your CCRIS report.

Can I apply if I’m under AKPK Debt Management Programme?

Unfortunately no. You cannot apply any bank loans if you are under the AKPK Debt Management Programme.

I have other questions regarding RHB Easy-Pinjaman Ekspres

Please leave your question in the comment section below. We will reply to them as soon as possible.

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