What is Citibank Personal Loan?
Citibank Personal Loan a Conventional Personal Financing plan from Citibank Berhad.
Who can apply for Citibank Personal Loan?
Citibank Personal Loan is offered to Malaysian Citizen aged between 21 and 60, working in the Private Sector, Self Employed with a minimum annual income of RM48000. Please refer to the “Requirements and Eligibility section”
for the complete requirements.
How much can I borrow from Citibank Personal Loan?
You can borrow from RM5000 up to RM150000. However, final approval amount will depends on several factor such as your income, credit score, etc.
How long is the financing tenure?
Citibank Personal Loan offer a financing tenure from 2 to 5 years. However, maximum financing tenure will depends on Citibank Berhad final decision.
How can I apply for Citibank Personal Loan?
How long do I have to wait for result?
Usually you will get your Citibank Personal Loan application’s result in 24 hours after you have submitted the required documents.
How much do I have to pay every month?
Can I apply Citibank Personal Loan for Debt Consolidation?
Yes, you can apply this loan for debt consolidation. Please consult directly with Citibank Berhad or use RinggitPlus service on how to apply for debt consolidation.
Can I apply if I am blacklisted in my CTOS report?
Sorry, you can’t apply for Citibank Personal Loan if you are blacklisted in your CTOS report. However, if you are blacklisted by non-financial institution such as telecommunication companies, easy payment scheme, etc, you are eligible to apply.
Can I apply if I have a bad credit score in my CCRIS report?
Sorry, you are not eligible to apply for Citibank Personal Loan if you have outstanding credit in your CCRIS report.
Can I apply if I’m under AKPK Debt Management Programme?
Unfortunately no. You cannot apply any bank loans if you are under the AKPK Debt Management Programme.
I have other questions regarding Citibank Personal Loan
Please leave your question in the comment section below. We will reply to them as soon as possible.